How much is PMI in Arizona? On a $475,000 loan it runs about $158 to $495 a month depending on credit, and it can come off at 80% loan-to-value. See the real numbers. Pillar Mortgage Group.
A mortgage recast lowers your Arizona payment by applying a lump sum to principal and re-amortizing your loan, with no new rate and no closing costs. Here is how recasting compares to refinancing in 2026. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).